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Whole life insurance policy plans are non-correlated assets. Regardless of what happens in the market (stock, actual estate, or otherwise), your insurance policy preserves its worth.
Market-based financial investments expand wide range much quicker yet are revealed to market changes, making them naturally dangerous. Suppose there were a third bucket that provided security but likewise moderate, guaranteed returns? Whole life insurance coverage is that 3rd pail. Despite how diversified you believe your profile may be, at the end of the day, a market-based investment is a market-based financial investment.
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